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Is It Possible To Retire Early On A Blogger’s Income?



It is said that the best time to start investing is yesterday. The second best time is today.

I, for my part, see blogging as a profitable business. It’s a good source of passive income for me, especially when coupled with the other online businesses I’ve built up over the years.

The question then is, can you retire early on a blogger’s income?

This is the way I see it: there are countless options you can choose to invest. It’s your decision whether you want to focus on how to earn passively or be more proactive about it. Whichever you pick, your attitude towards your investment of choice is the one thing that will make the ultimate difference.

Here are 5 easily actionable steps towards early retirement that even bloggers can do.

1. Take note of your expenses

Take some serious time to look at your expenses. What do you spend the most on? Where do you spend the least?

The most convenient way to do this would be to make a budget plan. That way, you can list your expenses side by side with what you earn from your blog and other financial ventures. Knowing exactly how much money comes in and where the money goes will help put your finances in perspective.

You’ll then be able to better decide the areas where reducing your cash outflow will be easiest. That decision will, in turn, be able to help you direct your finances to your necessities, like food and utilities.

Now, if your budget covers all the things you must pay, why is it still necessary to reduce your cash outflow? Because of this next point.

2. Save. Save. Save.

Lately, a lot of information has surfaced regarding better personal finances management. You can find apps, courses and even blogs on how you can manage your money successfully.

Of course, your budget should be able to cover your basic needs and expenses every month. Still, your savings is one of the two determining factors of whether or not you’ll be able to retire early.

If you’re planning to retire soon, you should have a comfortable enough nest egg that you can rest on by then.

To save money, you need to have full control over your spending habits. Practice delayed gratification until it becomes second nature to you.

If you’re between 30 to 40 years old, saving 20% of your total salary should be a good place to start. Also, take advantage of any benefits your company may provide. Put that on top of your monthly savings, too.

3. Choose an actionable passive investment

Study different type of passive investment and pick one that you believe can take you to your goals. Study and research until you become your own expert in your chosen investment.

There are literally thousands of passive investment opportunities you can get into, so take your time. Take both your interests and finances into consideration when making a choice.

If you love writing but haven’t started blogging yet, maybe now is the time to improve the way you think about blogging as both an investment and a profession. It really can be a good source of passive income as long as you take care of your blog and put in the effort to help it grow.

4. Beware of peer pressure; shut down the noise when you need to

As soon as they hear about your plan, people will always have something to say. Some will try to dissuade you or divert you into other types of investment that they believe might be better.

The problem with this is if you let peer pressure make you give in, you could soon be faced with the rolling stone problem. You’ll find yourself full of stories about failed investments and nothing to show for it.

Another thing you need to watch out for is trying to match your peers’ spending habits. First of all, keeping up with the Joneses just doesn’t work anymore. Second, what works for others may not necessarily work for you.

Lastly and most dangerously of all, the noise from people around who are trying to convince you to succumb to peer pressure can also lead you deep into debt. When that happens, you can kiss you early retirement plans goodbye.

5. Keep your goal in mind


Set realistic targets and stick to them. How you invest, how much you want to save and the time to plan to retire does not necessarily have to match with that of your colleagues. Regardless, keep your eye on the prize.

Here are a few points that may help keep things in perspective:

No has as much to lose or gain from your goals as you do. That’s why no one can be as dedicated as you are to achieving them.

Every moment that you let yourself be sidetracked from your plans delays your retirement further than you planned. Every unplanned penny you spend, every but of your 20% that you decide not to put into your saving this month pushes your retirement targets back by weeks, months, or even years.

One good thing about keeping your goals in mind is that it can somehow act as a buffer against negativity from other people.  For example, when people criticize your blog, ergo your main source of income, you’d be better equipped to handle it more gracefully that you would have if you didn’t have a purpose you were trying to achieve.


To sum it all up, my answer is yes. I do believe retiring on a blogger’s income is possible, same as with any other profession.

Same as anything else though, dedication and perseverance are the two factors that will determine how early we all can reach that planned retirement date.

I suppose, when you think about it, bloggers don’t really retire. That’s because writing is usually ingrained too deeply into a blogger’s personality, which makes it practically impossible to get rid of. I think financial independence is a much better term to use in this case.

But my answer remains the same. Yes. Financial independence while on a blogger’s income is possible and achievable. You just have to have the right mindset, be willing to sacrifice for your goals and believe that in the end, it will all be worth it.

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Kevin is a full-time digital marketer and business coach. As a retired marine, he devotes his time helping business owners succeed online.

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Do You Establish Work at Home Boundaries?



Some people love attention.

I know a few who do their best to grab my attention. Phone calls, emails, cryptic Facebook Messages.

I ignore everything and every one outside of what I do in the moment since I set up work at home boundaries. I close the door and go into my office. No way I stop working for anything or anyone who starves for my attention. The house could burn down and I would scoot out at the last minute because work time is work time and I do nothing else save work during work time.

If you do not respect your time, people will not respect your time. If you give people your time whenever they want your time, for:

  • favors
  • gossip
  • small talk
  • chats
  • general BS

people will gladly ask for favors, engage in gossip, engage in small talk, chat you up and BS for hours, because you chose not to establish work at home boundaries.

100% of the time, if people appear to be using you or eating up your precious time, it is your fault. People treat you how you choose to treat yourself.

How a Happy and Successful Blogger Sets Up Work at Home Boundaries

Easy; I close the door, walk into the office and get to work. I do not leave the office until I complete my work. My phone? I turn it off. I check email rarely. I only check Messenger 2-3 times daily for 5 minutes at a clip.

I set up definite, clear, work at home boundaries to respect my time. People reflect my time-respecting back to me. Easy peasy.

If someone tries to grab my attention through Messenger, or the land line, or through email, or at the door, I completely ignore attempts made to grab my attention and time. Boundaries folks; you need to be clear and firm on your work at home boundaries to ensure everybody else respects your boundaries.

You Are Walking into a Word Office

Would a friend, family member or casual neighbor barge into your 9-5 job office asking for a favor? Would said folks barge into your 9-5 job office to spread the latest gossip? Nope. Then why allow said folks to barge into your work at home office to do similar things? Nope. Put up boundaries. Door closes. Enter office. You are busy. You are working. Even my 3 year old niece understands when Uncle Ryan goes to work in the home office. Everybody else can easily grasp this concept.

What About Impatient or Desperate Online Folks?

I completely ignore impatient, fear-filled, desperate folks who demand I answer Messenger or email requests in 1 minute, 5 minutes, 10 minutes, or in 24 hours. I respect my time and completely ignore people who do not respect my time.

I built my blogging business almost completely on a passive income model so nothing I do online is time sensitive. I have answered most questions 1,000 to 10,000 times through my courses, eBooks, blog posts and videos. It is up to these awesome but unclear folks to find and use the answers I created, to improve their lives.

I am generous daily, publishing a blog post and/or video. Plus I published about 800 posts on Blogging Tips, and over 2,000 posts on Blogging From Paradise. It is on the impatient folks screaming for my attention to follow my blog posts, guest posts, videos, eBooks and courses because I answered their questions many times.

People treat you exactly how you teach them to treat you. I have posture so I set up work at home boundaries for offline and online folks.

Respect your time and work schedule and other folks will do the same.

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Who Do You Surround Yourself with in Your Blogger Network?



Some bloggers cannot see the forest for the trees, like the beautiful, lush, thriving national park I visited in New Jersey recently.

The masses tend to be caught up in fear, pain and struggle because they cannot see the big picture.

Birds of a feather flock together.

You have heard that one, right?

I circle the globe and change time zones like most folks breathe. Would I be wise to surround myself with people who tremble at leaving their home town or home neighborhood? Nope. Such people would teach me the world makes for a scary, dangerous place. I would get advice like play it safe, be comfortable, get a job, buy a home and take it easy, from such folks. Such folks also live a bland life because if you rarely or never leave your comfort zone, you cannot:

  • grow
  • thrive
  • face your fears
  • serve humanity
  • be a bright light for people to follow
  • live your deepest, wildest dreams

Obviously, I chose to surround myself with bloggers who happily circled the globe as successful bloggers. I also surrounded myself with happy, successful, home body bloggers too; to learn the basics of building a rocking blog effectively. I learned how to succeed from my blogger friend network, sponging up their knowledge, inspiration and insight.

Meanwhile, if you surround yourself with new, struggling or failing bloggers you will get advice on how to struggle, fail, or flounder through your blogging day.

Do bloggers around you complain about losing $50 on blogging? Lose these zero’s immediately and surround yourself with bloggers who invest thousands of dollars on their blogs. High rollers teach you to succeed. Broke jokes teach you how to fail.

Do bloggers around you see making $25 as being a huge amount of money? You better lose the low-aiming crowd to surround yourself with bloggers who see $1000 and $10,000 and more as making coin.

Do bloggers around you circle the globe as swash buckling travelers? Check out this photo from my trip to Vietnam. Kong: Skull Island was filmed here.

Time to ditch the comfort zone crowd to hang with adventurous types.

Don’t get me wrong; I celebrate every cent I make online. But if you think I’m placing a sponsored post for less than $1000, you are insane. Like a famous super model who said she didn’t get out of bed for anything less than $10,000 a day, you need to develop a prosperity consciousness that demands big money and ignores appearance of poverty, lack, limitation and fear.

Who Do You Hang With?

Who do you count as blogging buddies? Happy, highly successful, prospering bloggers? You better, to increase your success.

For example, observe my blogging paperback on profiting. The aftermarket price is $45 USD. If most or all bloggers in your network would feel uncomfortable receiving $45 in royalties for a paperback, you better lose that network and surround yourself with bloggers who believe in abundance. I know John Chow feels comfortable receiving $45 for anything he offers online. Who cares? It is just money. It is only money.

Surround yourself only with bloggers who:

  • have posture
  • have authority
  • charge top dollar
  • profit freely
  • prosper freely
  • exude confidence
  • have a highly developed prosperity consciousness

You learn from the best, gain inspiration from the best and become the best by surrounding yourself with the best bloggers on earth.

But you need to be honest in who you choose to hang with in your blogging circles. Be clear. Be truthful with yourself. Maybe you feel comfortable trading comments with struggling bloggers you befriended 10 years ago but nothing spectacular happens for you if you surround yourself with struggling bloggers, being firmly fixed in your comfort zone.

Release all bloggers who are not happy and prospering.

Fill your blogger friend network with empowered, inspired, happy, successful, prospering bloggers.

Nothing personal.

Just your blogging success at stake.



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Are You Chasing the Flavor of the Month?



My first fundamental of successful blogging focuses you on being present.

All of our power resides in the moment.

None of our power resides in the future or past because neither exists.

Time is illusion.

Only Now is real.

Look at that brilliant featured image. I snapped it from the front porch during our trip to Fiji. Sweet things happen when you are in the moment, focusing all power on the present.

This marks my 796th blog post on Blogging Tips. I feel grateful to Zac for the opportunity to serve you. Plus I feel grateful for all success that flowed to me through these guest posts.

How in the heck did I write and publish nearly 800 guest posts on one blog?

I am in the moment, mostly. I am present. Plus I never, never, ever chase the flavor of the month.

Bruce Lee and Blogging

Alonzo Pichardo and I often chatted about being patient, persistent and present during the Online Success Chats Podcast.

Being patient, persistent and present helps you tap into immense powers, including the power of being creative *and* prolific. See my 800 blog posts on Blogging Tips as evidence of such power. Toss in my 2,008 articles (between posts and pages) on Blogging From Paradise and you understand: focusing on one core task, or core purpose, in the present, leads to amazing things.

Bruce Lee spoke of fearing not the man who practiced 10,000 kicks once, but he did fear the man who practiced one kick 10,000 times. He embodied this mindset in his genius, Renaissance Man type ways.

Lee’s wisdom and physical prowess are both timeless because he understood and lived this great truth: do 1 thing so frequently, with a focused energy, being in the moment, that you do it incredibly well. He understood the truth of how I live my life: where your attention and energy goes, grows.

The Flavor of the Month

Most bloggers struggle because they practice 10,000 kicks once, chasing hot niches, running after trends, and choosing to blog today, and podcast tomorrow, because everybody runs a podcast these days. Wait a second; live video reigns supreme? Time to become a live video expert. Meanwhile, as you jump from niche to niche, and from blogging to podcasting to live videos, I just wrote and published 800 posts on Blogging Tips alone. Plus I wrote and published 1,000 more guest posts on other blogs.

While most bloggers chase hot trends, profitable niches and the latest game changing opportunity, guys like Alonzo and I thrive by doing one thing alone so we do it incredibly well.

Success is yours, but success is not an overnight or week-long endeavor.

Stop chasing hot niches. Visualize your dreams in detail. Focus on your blogging wins. Invest in coaching and courses from top bloggers. Surround yourself with positive vibes and positive people.

Write, publish and connect with top bloggers by helping top bloggers.

Success Finds Specialists

I took a nap this afternoon. A calm, peaceful breeze kisses my face right now as I write and enjoy the day.

Imagine if you could work from home every day? Visualize that fun and freedom.

Sweet, right?

Specialists are the only folks who work from home full time. People who do 1 thing persistently, practicing this skill, so they become super skilled in a single, specialized niche.

I gave all of my professional energy to being a blogger for the past 10 years. I became really skilled at blogging because I never chased the flavor of the month.

Avoid program hopping, niche hopping and all forms of flavor-chasing.

Do one thing. Do it well.


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