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Creative Financing Solutions: 5 Tips for Starting a Business with Bad Credit

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Starting a business or blog on the internet will take some money. Where that money and investment comes from it always a big decision. For someone with a lower than average credit score, this might also be a concern at the same time.

The only way to get your credit back on track is to establish good credit. But, that can take a while and your business ventures can’t wait that long. Starting a business with bad credit is possible with the right funding, and it can help to rectify the current state of your credit.

This article offers 5 tips to get funding for your small business if you have bad credit.

5 Tips for Starting a Business with Bad Credit

Bad credit can make it tough to handle the stress of starting your own business. There are entities that will give you bad credit loans at a super-high interest rate, easily. But, before you sell your soul to the devil for your start-up, check out these 5 tips for starting a business with bad credit:

1. Find a Business Partner or Angel Investor

The easiest way, to circumvent the obstacles of starting a business with bad credit, is to find a business partner with good credit. You will have no trouble finding a lender as long as the loan is in the name of your partner.

Not every business is conducive to a financially based business partnership, but finding investors can solve your financing troubles in no time. Small startups and entrepreneurs, often, seek out an angel investor.

Angel investors are individuals that contribute a one-time contribution to your business. Sometimes an angel investor will give ongoing support based on quarterly assessments of your businesses growth.

Angel investors tend to focus on your business plan and strategy in their decision to invest rather than on your credit score.

2. Ask your Bank for a Home Equity Line of Credit

A home equity line of credit is risky and only an option for homeowners. The benefit of a home equity line of credit is that the loan is based on collateral that you already own, so your credit is not a big factor.

The drawback is that if you default on your loan, you lose your home. This is otherwise known as “going for broke” or “all or nothing.”

As reported in the latest State of Online Banking report, it’s actually must faster and easier to get approval on business bank loans when exploring your options online. With solutions like PayPal Working Capital and Kabbage now around, any business can get a loan. The actual amount will vary based on the annual income and history of the business.

3. Seek out Personal Loans from Acquaintances

Your biggest asset is that which you have, likely, not considered: family and friends. Your bad credit is not a big factor for the people who trust you and your business plan. Going to personal acquaintances in search of a business loan is the same as going to a financial institution.

Present yourself in the manner you would to a bank. Prepare your business plan for them to look over. And, put forth a preliminary repayment schedule to assure them that this is not a gift.

The best thing about a personal loan from friends and family is that the interest rate will, likely, be significantly better than a financial institution. Your insistence on a minimal interest return will help to assure them that you are not asking for a hand-out.

4. Consider a Microloan

Microloans come from a microlender. Microlenders typically give microloans to entrepreneurs and small businesses, which range from $500 to around $50,000.

Microlenders offer loans at a lower interest rate than that of typical bank loans. And, they are available to applicants of all credit backgrounds-good and bad. Most microloans go on a two to a three-year repayment plan, with an interest rate of below 10 percent.

5. Apply for Grant Money

The United States Small Business Association (SBA) offers federally funded grants for a wide range of businesses. The SBA provides an easy way to search for small business grants online.

Final Thoughts

If you found this article helpful in starting a business with bad credit, share it with your friends and family on social media. And, check out our expert roundup on finances for more help and advice on self-employment and entrepreneurship. Thanks for reading!

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As an active entrepreneur and blogger, my topics of discussion are mainly on business strategy, tech startups and motivating others to succeed. You can read up on my latest content at BlogReign.com.

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Blog Post Writing – Reasons Why You Should Task a Professional to Help You Write Your Blog Posts

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“Too often, feeling intimidated becomes our excuse not to be awesome.” – Scott Stratten

Is your main aim in life to be a successful blog owner and to reach (and influence) thousands of people like The Duchess of Sussex, Megan Markle’s blog: The Tig? However, you do not feel as though your writing skills are not up to par with some of the top blogs currently available on the Internet.

Fortunately, not all is lost. And, as the quotation mentioned above by Scott Stratten infers, feeling intimidated is not a reason to believe that you cannot start your blog. If it is your passion and dream, then it is essential to reach for your dream and start your blog. These sentiments might sound old and cliched; however, they are still valid in today’s hectic-paced, instant, post-modern world.

Therefore, the question that begs is how should you get your blog posts written? Bearing in mind, that it is vital to post engaging, informative posts.

The succinct answer to this question is to hire a skilled essay writer.

By way of an extended explanation, here are several additional reasons why you should appoint a specialist to write your blog content for you:

Provide high-quality content

A content specialist is well versed in the art and science of structuring a blog post, or essay, in a way that enhances and highlights the topic. It cannot be reiterated enough that the main aim of a blog post, or any website content for that matter, is to attract traffic and, ultimately, convert this traffic into income.

Track future blogging trends

A writing specialist will prioritize the importance of staying up to date with future blogging trends. As mentioned above, the Internet is full of content, from extremely poor-quality to high-quality on the other side of the scale. And, the high volumes of material that are available for consumption is only going to increase in 2019, and onwards. And the specialist writer will make it a priority to keep abreast of the 2019 blogging trends.

Thus, it makes sense to hire an expert writer to write your blog posts for you. It’s a win-win situation.

Write optimized content

Content that is optimized for optimal ranking on the Internet’s prominent search engines like Google, Bing, and Yahoo need to be carefully structured so that all of the search engine’s ranking algorithms can crawl through the content finding the keywords and key phrases that the blogger wishes to emphasize. Secondly, and equally importantly, it is vital to ensure that the material contains secondary keywords as well as other phrases that are pertinent to the topic and primary keywords.

For example, if the blog post is on how to score goals when playing football, the writer needs to include phrases that are relevant to football and how to play the game. The modern search engine algorithms are known to search for all of these different types of phrases. If they aren’t found, then the content runs the risk of achieving a low ranking on the Search Engine Results Page. And this negative result is not beneficial to the blog’s overall ranking and traffic figures.

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Branding Your Blog: How to Make an Impact to Your Readers

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branding you blog

People often think of branding as an exclusively visual component of their website or blog.

And while choosing a logo and coming up with a creative tagline or design plays a crucial role in your branding strategy, there’s actually more to branding your blog than meets the eye.

Before we proceed, ask yourself these questions:

Have you ever stopped to think about what your target market actually thinks of your brand?

What do your published content, your tone on your social channels, and your overall image say about your brand?

You see, to create a holistic brand for your blog, you also need to consider the non-visual aspects of it as well.

Therefore, if you want to generate more traffic to your blog, you need to develop a brand that will attract and engage your target market.

Here are some tips on how you can make an impact on your readers through branding:

Bank on beautiful yet functional design

When it comes to making the right impression on your target audience, there are two blog design elements that you need to focus on – your logo and layout.

Having a logo is important because it doesn’t just symbolize your brand’s identity. It also invites people to get to know you.

Your logo is one of the first things that people see. So if you want your blog to stand out, you need to have a professional logo design that will capture your brand’s core principles.

Renderforest logo maker is one of my favorite tools because it quickly gets the job done without the tedious process.

When it comes to your blog’s layout, it’s not enough that you post kickass content on your blo., You also need to make sure that your blog’s design is optimized for conversion.

Here are three tips to help you create a lasting impression.

  • Use large, beautiful feature images to support your content – Using high-quality images is a great way to draw your readers’ attention to your blog. The current trend is to use large images that will compel readers to read your blog articles.
  • Highlight your best assets – If you’ve been blogging for a while now, you probably already have a couple of articles that perform better than the rest. Put your best content forward by showcasing them on your blog’s main page.
  • Improve your blog’s load speed and UX – Always check your website for lag. Remember, there’s no point in having a beautiful blog if it will take forever to load.

Deliver content that your audience craves for

blog reader

Your blog’s driving force will always be your content.

This is why, if you want to turn visitors into loyal readers, you need to continually create compelling content that will keep them coming back for more.

Your content should not only clearly represent your brand as a blogger, but also the values that your blog stands for.

When creating content that is tailor-fit to your target audience, make sure to choose your topics wisely. You want to give your audience information that they’re explicitly searching for.

As a freelance writer, I help create customized content for clients using an SEO tool like Serpstat. It helps me to research for low-hanging fruit keywords, scout the competition for opportunities, and more!

If you want to learn how I use Serpstat to implement my content marketing process, check out this review I wrote about the tool.

Interact and engage through comments

Another way that you can make an impact on your readers is to connect with them on a more personal level.

Something as simple as replying to blog comments can make a significant impact on your readers.

When you reply to your readers’ blog comments with insightful and helpful information, you’re not only inviting them to interact with you more, you’re also showing them that they matter.

Or you can reverse engineer the process by commenting on other blogs.

Take a cue from Ryan Biddulph, founder of Blogging from Paradise.

He goes out of his way to leave insightful comments on everyone’s blogs.

Due to his ubiquitous comments, readers can’t help but associate his blog with the quality comments he leaves. As a result, Blogging from Paradise is now one of the most popular and respected blogs around.

Ryan discusses his commenting strategy in his interview here. You can copy his tactic so you can help create a good image of yourself and your online brand.

Get busy on social media

woman giving feedback

Your interaction with people shouldn’t stop with your blog.

Take the discussion to a broader audience by getting busy on social media!

Your social channels like Facebook and Twitter are not just tools for getting your message out there. They can also be used to reach out to your audience and build your brand.

While there’s a lot of competition on social media platforms these days, you can set yourself apart by following these tips:

  • Develop your brand’s personality – Your target audience will be more likely to engage with you when they can relate to your brand’s personality. While developing your brand’s personality may take time, you can find your unique voice by considering your company culture, audience, and values.
  • Stick to your content strategy – Stay consistent by picking a few topics that are related to your specific niche. This way, your audience will easily associate you with the industry that you’re a part of.
  • Reach out to influencers – Influencers can help you reach out to a broader audience. Building relationships with key influencers in your niche will help you amplify your branding with minimal effort.

How about you – any tips you know that can help others with their blog’s branding? Comment below and share your insights!

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The Importance of Eye-Catching and Trendy Topics for Your Blog Content

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Today, there are more blogs on the internet than ever before and over 3 million blog posts gets published on the Internet every day. So, you have to develop a strategy to separate yourself from other blogs and show your audience that you’re worth remembering. Getting your blog noticed requires three essential elements: focusing on a niche and writing for a targeted audience, balancing evergreen topics with trends and ensuring shareability. As we see, it all starts with eye-catching and trendy topics. But why? Let’s explore.

Driving Traffic

What keeps a blog alive? It’s consistent flow of traffic – new as well as returning. Creating a perfect balance between evergreen topics and trendy topics is one of the best ways to have sustainable traffic. Ideally, your blog should have a perfect mixture of both trending and evergreen content. While evergreen content never expires, trendy content keeps it relevant. Eye-catching and trendy content proves that your blog is living “in the moment” and paying attention to what’s happening around. That’s why it’s always important to cover the space that’s trendy and interesting to your audience. One of the most significant ways to develop a loyal online following is being part of the conversation. Readers value fresh and trendy content. And they prefer frequent sites that feature constant updates about whatever matters most to each individual user. So Be There or Be Square!

Creating Value

Avinash Kaushik, the author of Web Analytics 2.0 and Web Analytics: An Hour a Day, once said “Content is anything that adds value to the reader’s life”. To rise above the noise, you need to provide incredible value to your readers consistently using your blog. Timely and relevant content is the best way for creating value for your audience. That’s why when it comes to capturing and holding attention, trending content always wins over other content. Trending topics get more traction as they’re relatively more valuable to the reader. Being useful and relevant is the only way to get readers to tune-in. They relate with your post, thank you and engage. When users are engaged, they will be your returning visitor, interact with your content and share it.

create viral content

Better Search Ranking

Creating fresh trendy content is much more fun than creating back-links but it has the same effect. Such content is more likely to get organic links and social shares as well. Always keep in mind that social networks represent a huge mass of people who stand behind the web page and the brand. So, increase “shareability” of your content with trendy and eye-catching topics. That’s how you outrank the competition when there are millions of people posting content daily. At its core, fresh content is content that is up-to-date, newsworthy and relevant to current events. When it comes to Query Deserves Freshness (QDF), Google tries to identify the topics and search requests where the user has a desire for new and current contents. Thus, when the spike in search volume occurs, Google prioritizes websites with high freshness score (fresh results) compared to websites with low freshness score (stale results). Celebrities’ death, affair, break up, new release etc. always create a massive amount of new articles around the topic. For example, Stan Lee died in 12 November, 2018. If we look at the Google trends data for that particular week – 12 November, 2018 to 18 November, 2018, we notice that Google marked the search term “Stan Lee” as “Breakout”. It means this particular search term grew by more than 5000%. Now let’s see how content publishers leveraged this spike in search volume. If you google “Stan Lee”, you should find lots of articles on the Google first page which were actually published on 12 November and the following week! These pages didn’t even exist before 12 November. They just outranked thousands of pages with their fresh contents.

Lowering bounce rate

One of the most common blogging obstacles is finding a way to hook and keep your audience engaged and lower bounce rate. Time sensitive content can be the answer. Trendy and fresh content is catchier than general truths or case studies. Time sensitive trendy content shows that you’re on top of the news and you’re ready and willing to write something that can be used immediately. So, do not hesitate to get going right away when you are working with eye-catching and trendy topics. By introducing an element of urgency, you can get your target audience to take notice. While working with trendy contents, don’t go for random trends. Identify the core target audience of the blog and create trendy content around that audience and your niche. Google loves niche content on websites. When someone clicks a result on the SERP, Google pays attention to how long they stay on that particular website or blog and there are no better signals than engaged users on a specific site.

Increasing shareability

Love it or hate it, social media is integral to how audiences discover, consume and engage with content. That’s why shareability of your content matters. But what makes a piece of content shareable in the first place? There are certain qualities that shareable pieces have in common. And undoubtedly, eye-catching and trendy topics is one of them. If more people share your content, it will increase your reach and the likelihood of others engaging with your content. Anytime a reader shares your content on social media, search engines count it as a “vote of confidence” in your brand.

Now you know the importance of eye-catching and trendy topics for your blogging. So, the next question is: how to find trendy topics? There are many ways to tap into trends, understand what your audience is searching for, and discover unexpected ways to reach new people. Let’s explore some very effective tools.

Google Trends

When one term in particular spikes in relation to other searches, Google classifies it as a trend. And Google suggests us to use Google Trends to find the trends. While traditional keyword research tools tend to be very one-dimensional, Google Trends shows you a multidimensional view of queries. If you want to check factors like seasonality, geographic location, and media coverage, Google Trends is second to none. It helps us to “Explore what the world is searching.” Google Trends enables us to compare search terms and see their popularity over time. Google has recently revamped the Trending searches option available within Google Trends. This revamped Trending searches section shows what is trending in search right now, both daily and minute-by-minute. If a trend is going up this means to focus energy on creating content for this trend.

Google Keyword Planner

Keyword research is the process of learning the words and phrases people typically use to search for information online. If you want to do keyword research to understand what people are actually searching for, Google offers a free keyword research tool: Google Keyword Planner. It’s a wonderful tool for the bloggers looking for topics to blog about. Google Keyword Planner enables you to stay on top of keyword trends and ensure content remains relevant. With Keyword Planner, you can find trendy topics for your blog that are relevant to your niche. Google’s Keyword Planner tool has very recently undergone a rigorous revamp. With this revamped planner, you can see beautiful chart illustrating the keyword volume trends for a certain period of time. The new mobile, location and trending data paired with these super-useful visualizations should help bloggers to find trendy topics for blogging. But keep in mind that Google Keyword Planner has been designed with Adwords advertisers in mind. So, it is quite natural that there are some features in the tool that might not be useful for the bloggers.

Ahrefs Content Explorer

When it comes to topic finding tools, there are a few that are as effective and efficient as Ahrefs Content Explorer. Content Explorer helps blogger find the most shared and ‘linked-to’ content. You can use publish date filter to figure out latest trends for a particular niche. You can also use any keyword into content explorer and it will generate a list of the most popular articles based on their “performance metrics”. There are different types of metrics including Social shares, Organic search traffic and Referring domains.

One final tip. Each type of blog has its particularities, rules, and trends. So, go with the trends but don’t forget your audience and you niche. Don’t forget why you do blogging or the reason that prompted you to initiate the blog. You might have a million trendy topics bouncing around your head, but stay focused on and loyal to your niche and choose the ones that your audience is waiting for.

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